In a word, yes. Generally, if compensation, or maximum compensation, is unavailable elsewhere, a driver’s UM/UIM (uninsured or underinsured motorist) policy applies. These policies are usually good investments. Premiums are usually low and coverage limits are usually high. Additionally, California has one of the highest percentages of uninsured drivers in the county. Moreover, the Golden… Continue reading California Hit-and-Runs: Does Uninsured Motorist Insurance Provide Coverage?