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What’s the Difference Between COVID-19 Mortgage Deferral/Forbearance/Grace Period and Forgiveness?

California Governor Gavin Newsome has called on banks to extend mortgage relief to homeowners affected by coronavirus. Many banks have agreed to do so. But what does all the fine print mean? All Californians can defer mortgage payments by up to 90 days. Longer deferrals are possible if the borrower shows proof of a COVID-19-related… Continue reading What’s the Difference Between COVID-19 Mortgage Deferral/Forbearance/Grace Period and Forgiveness?

Driving While Sick: The Overlooked Danger on the Roads

The vast majority of COVID-19 victims, as many as 80 percent according to the CDC, have mild symptoms, at worst. These symptoms include things like fever, cough, and shortness of breath. These symptoms might not be severe enough to keep some people from driving to the store, driving to an essential job, or performing other… Continue reading Driving While Sick: The Overlooked Danger on the Roads

Did Your Insurance Company Refuse to Pay Your COVID-19 Claim?

Don’t Take the Law Into Your Own Hands. Take Them to Court. Celebrity chef Thomas Keller recently filed suit in Napa County, demanding that his insurance company make good on a business interruption policy. Keller owns and operates several upscale restaurants in California, New York, and other parts of the country. Like many other restaurants,… Continue reading Did Your Insurance Company Refuse to Pay Your COVID-19 Claim?