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What is UIM Coverage and Why Should You Have It?

In the bustling highways and busy streets of California, ensuring your safety and financial security while driving is crucial. One way to safeguard yourself is by understanding Underinsured Motorist (UIM) coverage. With an estimated 17% of California drivers uninsured as of 2024 (According to Insurance Information Institute)—one of the highest rates in the nation—drivers face… Continue reading What is UIM Coverage and Why Should You Have It?

An uninsured motorist hit me. What happens next?

Many people blatantly ignore California’s mandatory auto insurance law. About one in six California drivers has no insurance. That’s one of the highest proportions in the country. Additionally, the Golden State has one of the lowest auto insurance minimum coverage requirements in the country. Since most drivers only but the minimum, an untold number of… Continue reading An uninsured motorist hit me. What happens next?